Card Templates make it easier to create common cards quickly and ensure spend control with merchant category code (MCC) restrictions.
You can use SVB T&E's default Card Templates or create your own custom Card Templates to issue and assign virtual cards.
Create a Card Template
You can pre-configure Card Templates so that you can quickly issue to virtual cards that have consistent settings.
1. On the Admin Sidebar, open the Team Cards page.
2. Click Manage and then select Card Template.
3. On the Manage Card Template page, click Create Custom Template.
4. Fill in the necessary card details on the Create Template page, then click Save.
- Card Name: Choose a Name for the Card Template
- Card Purpose: Describe how the card will be used.
- Budget: Choose how much can be spent on this card in USD. This will apply a cap to how much the card owner can spend on the card.
- Frequency: Determine whether the card has a recurring budget, and how often the balance is reapplied.
- Start and End Date: Determine the time period when the funds will be available on the card. If you choose a recurring frequency, the budget will be reapplied until the end date you select.
- Optional - Merchant Category Code (MCC): Choose one MCC to apply to the card. Any purchases from vendors outside of the applied MCC will be automatically denied. For more information on our MCC groups, scroll to the bottom section of this article to find 'Merchant Category Code Groups'.
Your new Card Template now appears on the Manage Card Template page.
Manage Card Templates
Once a Card Template is created, Admin can edit or deactivate templates on the Manage Card Templates page.
Edit a Card Template
1. From the Team Cards page, click the Manage button and then select Card Template.
2. The Manage Card Template page opens. To edit the template card details, click on a Card Template.
3. Admins can update the card details, and click Save to apply the changes.
Deactivate a Card Template
1. From the Team Cards page, click the Manage button and then select Card Template.
2. The Manage Card Template page opens. To deactivate the template, click the more actions icon and choose Deactivate.
Please note: Deactivating a template does not affect existing cards that were created using the template; it will only prevent the template from being used to create new virtual cards going forward.
Create a Virtual Card Using a Card Template
Anyone with card issuing permissions can select a Card Template when creating virtual cards from the Team Cards page. To learn more, see create and assign virtual cards.
Additionally, Admin can create virtual cards from a card template by clicking the more actions icon next to the card template on the Manage Card Template page and selecting Create Card.
Merchant Category Code (MCC) Groups
In SVB T&E, MCCs are organized under broad groups like "Travel" or "Restaurants" that you can use to restrict the types of vendors where a specific virtual card can be used. If a MCC restriction is applied, attempted purchases from vendors with MCCs not included in this list will automatically decline at the point of purchase.
Please see the full list of which MCCs are associated with each group in SVB T&E below.
|
Group Identifier |
List of Covered MCCs |
|
Airlines |
3000-3299 4511 |
|
Car Rentals |
3351-3441 7512 |
|
Commuter (Public Transport, Railroad) |
4131, 4011, 4111, 4112, 4789 |
|
Concert Tickets and Events |
5813 5999 6300 7399 7832 7922 7929 7941 7991 7996 7999 8220 8398 |
|
Courier and Shipping Services |
4215 |
|
Gas Stations |
5541 5542 |
|
Hardware and Construction |
5039 5072 5198 5200 5211 5231 5251 5261 5712 5713 5714 5718 |
|
Hotels |
3501-3790 4722 7011 9399 |
|
Office Supplies |
5021 5044 5045 5046 5065 5111 5192 5311 5942 |
|
Online Software |
7311 5734 5968 7399 7372 5045 |
|
Medical Expenses |
8049 8041 7277 8071 5047 8021 8011 5912 5122 8099 5975 8062 8050 8043 8042 5976 8031 |
|
Restaurants |
5300 5411 5422 5441 5451 5462 5499 5811 5812 5813 5814 5921 5999 7299 |
|
Retail and Shopping |
8049 8041 7277 8071 5047 8021 8011 5912 5122 8099 5975 8062 8050 8043 8042 5976 8031 |
|
Transportation (Ride Shares, Public Transport, Parking, etc.) |
4011 4111 4112 4119 4121 4131 4784 4789 7033 7523 7999 9399 +Car Rentals |
|
Travel (includes Airlines, Car Rentals and Hotels) |
4411 4582 6300 9399 + Airlines + Hotels +Transportation |