Processing times on SVB T&E take about 8-10 business days. Our customers typically see their reimbursements hit their bank account within 8 business days of an expense approval.
Payments on SVB T&E are processed using 'ACH' — a network that all US banks support. If you've ever set up direct deposit for your paycheck, you've used ACH.
ACH processing times vary quite a bit. Even though the process is entirely electronic and automated, ACH batches don't run on weekends or bank holidays. ACH debits (from the organization to us) typically take 4-5 business days, and ACH credits (from us to you) typically are next 1-2 business days.
For instructions on how to connect your personal bank account, see Connecting your Personal Bank Account to SVB T&E.